Family Protection Plan
The benefit provides cover for the main member, 1 (one) spouse and 5 (five) dependent children under the age of 21 (twenty one) years or 25 (twenty five) years if a full-time registered student, subject to the provisions of the group policy.
The extent of the cover for the main member and spouse is R10 000.00 at R12.50 per month.
Cover in respect of the dependent children is however limited as set out below.
Stillborn R 750
0 - 5 years R1 000
6 - 13 years R3 000
14 - 21 years R5 000
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Car Hire
A rental vehicle provided to a policy holder for 30 consecutive days (or until such a time as the claim is settled, which ever is the shorter period) in the event of a motor vehicle claim. This cover is applicable to stolen vehicle claims as well as written off vehicle claims. A fuel deposit of R500 is payable by the insured on collection of the vehicle. An excess of R3000 is payable in the event of damage or theft of this vehicle.
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Datasave
Cellular back-up service that protects and stores all the important information on your cell phone. If your cell phone is stolen or broken - all your contact numbers will be downloaded onto your new phone with the push of a button at no cost to you - saving you a lot of time and inconvenience.
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Legal Plan
The Zurich Legal Plan provides legal assistance to the insured to the value of R10 000 at a monthly premium of R10.00. This cover can be increased to R70 000 and will cover you for legal advice, documentation and legal representation.
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24 Fix
This product provides maintenance cover of all your household appliances as well as electrical, plumbing and gate or pool motors maintenance care. Cover is limited to R2000 per claims, with an excess of R280 on call out, for a monthly premium of R28.00.
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Scratch Sure
Scratch Sure provides cover for dents, scratches and chips that are too small to claims for. The limit of the cover is R1, 750 with an excess of R350 and covers dents up to 10 cm, scratches up to 25 cm and chips up to 5mm with a monthly premium of R40.00 per vehicle.
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Tyre Sure
Covers accidental damage to your tyres caused by hard braking, cuts, burst and road inequalities. The limit of this cover is R3000 per tyre with a maximum of R6000 per claim/incident on a monthly premium of R20.00 per vehicle. There is no excess applicable under this product.
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Excess Sure
Covers the amount deducted by your insurance claim in respect of your basic excess and / or any additional excess in respect of theft or hijacking up to a maximum of R30 000 with a monthly premium for R80.00 per vehicle.
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Road Cover
This cover will assist you in instituting and processing a Third Party Claim against the RAF (Road Accident Fund) at a monthly premium of R9.00, should you fall victim to a vehicle accident and are injured.
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