Contents Cover.
People often don't realise the number of things they have in their home, until they are stolen or damaged.
Contents Cover covers all your personal possessions inside your home belonging to you and the members of your household who reside with you - this includes furniture, clothing, electrical and electronic equipment, curtains, loose carpets and rugs, gardening tools etc.
Contents cover provides cover to you against:
- fire, lightning, explosion and earthquake
- acts of nature (wind, thunder, lightning, storm, hail, flood and snow)
- damage caused by bursting and overflowing of geysers or water pipes
- burglary (must be accompanied by forced or violent entry)
- impact by animals, trees, aerials, satellite dishes or vehicles excluding damage to such animals, trees, aerials, satellite dishes, vehicles as well as property in or on such vehicles.
- fire brigade charges
- contents in transit when moving
- subsidence and landslip
- temporary accommodation after an insured incident
- liability to other people (including domestic employees)
Optional cover available:
- Accidental damage to TV, mirrors and glass forming part of any furniture as well as cover against power surges.
We offer you the following cover FREE of charge.
- Loss of money
 R3, 000
- Refrigerator or deep freeze contents R5, 000
- Loss of documents R5, 000
- Veterinary fees in case of a vehicle accident R2, 000
- Goods in the open R5, 000
- Locks and keys R5, 000
- Property of domestic employees R5, 000
- Personal effects of guests R5, 000
- Medical expenses R5, 000
- Fatal injury - death by accident R10, 000
- Death by thieves or fire R15, 000
Repairs and measures after a loss:
- Temporary repairs and other measures R5, 000
- Emergency accommodation R5, 000
- Telephones R2, 000
Our fixed excess means that you pay the selected excess (R500) and it remains fixed regardless of the nature or value of your claim.
A policyholder 50 years and older has NO EXCESS on contents insurance.
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