Building Insurance

Building Insurance Whether you live in a flat, townhouse, thatched house, traditional home or luxury mansion it runs the risk of damage or possible destruction to the physical structure due to any number of causes. This is why it is so important for you to protect your financial interest by insuring your property with Perfect Delivery. Our Building Insurance covers all private residential home structures, fences, outbuildings, swimming pools, boreholes and tennis courts etc. Building Cover includes cover against: fire, explosion and earthquake acts of nature (wind, thunder, lightning, storm, hail, flood and snow) bursting and overflowing of geysers and water pipes theft impact by animals, trees, aerials, satellite dishes or vehicles excluding damage to such animals, trees, aerials, satellite dishes, vehicles as well as property in or on such vehicles. accidental damage to glass and sanitary ware alterations and additions to your property fire brigade charges liability to other people (including domestic employees) Professional and other rebuilding costs Loss of rent Accidental damage to water, sewerage, gas, electricity and telephone Water-pumping machinery Subsidence and landslip Perfect Delivery offers you: Affordable premiums Low flat excess Excellent service Hassle-free claims process Free home emergency assistance Free cover for temporary repairs and other measures R5, 000 Free cover for emergency accommodation R5, 000 Automatic inflation-linked adjustments are made annually to ensure that your buildings cover keeps pace with inflation. This ensures that your building won't be under-insured. Our fixed excess means that you pay the selected excess (R250) and it remains fixed regardless of the nature or value of your claim. A policyholder 50 years and older has NO EXCESS on building insurance.

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