- A building is insured for the replacement cost not the retail value. See the Costumer Care page for details.
- When you do alterations to your property notify us so that we can advise you accordingly.
- Contact us should you require information regarding subsidence and landslip cover.

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- Contents are insured at the placement value. New for old. See Customer Care page for an Inventory list.
- Always keep your proof of ownership when purchasing a new item for your home.
- Secure your property and its contents with a 24 hour linked alarm system (you may benefit financially).
- Antique items should be valuated by an antique dealer before insuring such items.

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- All items should be insured at their replacement value.
- Please keep your proof of purchase where possible
- Have high priced jewellery valued every 2 years
- Always obtain a copy of your scorecard when you score a 8/9.


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