Excess Structure

Perfect Delivery Excess Structure
Householders	Insured Age
	Under 50	Over 50
1. Basic	R 500	Nil
2. Voluntary excess	As stated on schedule	Nil
All Risks
1. Unspecified Items	R 250	Nil
2. Voluntary excess	As stated on schedule	Nil
3. Specified items	R 100	Nil
4. In respect of loss or damage to	R 250	Nil
specified car radio and sound equipment
5. In respect of loss or damage to	R 250	Nil
specified cell phones and accessories
6. Cell Phones - 2nd claim within 12	R 250	Nil
Motor Vehicle
1. Basic	5% of claim with a min of	Nil
R2000, but limited to R 2000
if vehicle can be repaired
2. Voluntary excess	As stated on schedule	Nil
3. Whilst the vehicle is being driven or for the purpose of being driven or is in the possession of a person who:
a) Is under the age of 25 years or is in the possession of a driver's licence for less then 2 years.	Additional 5% of claim with a min of R 2000	Additional 5% of claim with a min of R 2000
4.Theft or Hijack of a motor vehicle	Additional 5% of the claim	Nil
5.Windscreen	15% of cost of replacement	Nil
Motor Cycle
1. Basic	Nil
Caravan
1. Basic	Nil
Buildings
1. Basic	R 250	Nil
Motor Boats, Ski Boats and Yachts
1. Basic	R 300 - max R2000 if repairable	Nil
2. If Craft navigator is younger then 18 yr	R2000 Additional	Nil

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