Bowling Clubs
A tailored product covering all the assets of bowling clubs including liability, personal accident cover, material damage, business interruption, theft and Business all risks to name but a few.
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Hospitality
This product is ideal for guest houses, lodges and B+B's. It is a combination of a business and a personal insurance policy. You can shape it perfectly to meet your individual requirements and your pocket.
In addition to the Material damage cover, this product offers -
- Loss of revenue
- Bilking
- Guest effects
- Umbrella liability up to R20m
- Trauma counseling
- 24-hour helpline gives you access to medical helpline and emergency services such as plumbing, electrical, etc.
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Educational institutions
Apart from insurance in respect of Material and consequential loss, this policy offers Motor insurance and extended liability cover such as passenger liability in respect of the learners including contingency liability.
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In addition to the above a Learner Accident Medical cover is available for a mere annual premium of R26.00 per learner covering an insured learner up to R60 000 per incident and R10 000 funeral cover. A 24*7 call centre provides claims assistance and ensures emergency response, medical treatment and hospitalization.
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Staff Accident Medical cover is also available at an annual premium of R144.00 covering the insured person on a 24 hour basis in the event of Death R50 000, Temporary Total Disablement R1 000 per week up to 52 weeks and R30 000 Medical Expenses. See details of the 24*7 call centre above.
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Manufacturing jeweller, diamond, art or antique dealer
This policy has been developed in collaboration with experts in the jewellery and precious assets industry. This policy is an all-in-one policy that covers stock, business, domestic and motor vehicles.
In addition this policy offers extended transit and away risks, such as -
- Stock personally conveyed by owner, employee, messenger, traveler or representative.
- Postal consignments, airfreight or cargo specialists.
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Sectional Title
We have access to a tailored product that has been developed to cover all the needs of bodies corporate and/or home owner associations. Trustees are advised by experts regarding the management and maintenance of the buildings and all claims related events are attended to by a 24*7 call centre.
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Engineering Risks
Tailored products underwritten by expert underwriting managers are available to cover the needs of contractors with regards to Contractors All Risks, Plant All Risks and Erection All Risks.
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Liability cover
This subject covers a wide spectrum and depending on the needs of our clients a is placed with expert underwriting agencies with regards to -
- Professional indemnity
- Directors and Officers
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